When I was driving I got a call from these people alleging that I owed some ridiculous amount of money. I told them I was driving and couldn't write down anything, and requested that they send the letter that they are legally obligated to send under the federal "Fair Debt Collection Practices Act".

They said it went out "yesterday" and should reach me in about three days. In the meantime they wanted a payment by phone. (Yeah, RIGHT!)

It's now over two weeks later - still no letter - and I get one to three calls a day, which I don't pick up. They never leave any message.

I'm just documenting everything and when I have enough I'm bringing a lawsuit.