Caller says they r collection co and want credit and or debit cards ansia saying that they r calling on behalf of a credit card co. If they were from credit card co then why don't the credit card co call u directly. Watch put and don't give personal info. I had card that was paid off and they say u owe money. Also these people would send a letter or some kind of notice to u in the mail. Watch out all I can say.........."