Pretends to be collecting for a payday loan but will not give original paperwork proving loan is owed or was ever deposited. He said that he would take me to court in Denver for $4500 if I did not pay $792 today but since he left the message the amount went up to $845. He does not even speak English very well and the phone number is not a business number neither is the email address a valid business email. Their is no such business as acs or pcs collections. My attorney is preparing paperwork to sue them for harassment if I am contacted again.